求一篇英语作文金融危机对于个人的影响

Question

RT

Answer 1

Credit problems can happen to anyone. There are few of us who can go through life without facing a financial crisis of some kind. A temporary job layoff or loss of employment will often lead to a necessity to juggle the bills and escalate into late payments and high late fees. For families who barely make it from one paycheck to the next any disruption in income can rapidly become a struggle for financial survival.

If you are a good money manager, you may carefully put funds aside into savings and investments and feel you are insulated against losing your good credit or your possessions. Sadly, few of us are immune to credit problems.

In our current economy, even large businesses close their doors unexpectedly - leaving hundreds or thousands of employees suddenly jobless. Big corporations keep their profit margins constant in a bad market by reducing their work force and these job eliminations are just as likely to occur in the white collar management division as in the hourly worker area of the business. The CEO may get a Golden Parachute, but most workers are lucky to get a few weeks of severance pay.

Thinking about what "might" happen is enough to raise the blood pressure of anyone. An accident or illness requiring extensive medical care has destroyed the financial stability of many families. The very poor often have options available to them - the very rich have insurance resources most of us can't afford.

For those in the middle, one major health crisis can cost everything we have. Truth is, though we pay more for insurance than ever before, our coverage is often less than we realize. In an extended hospital stay or long term treatment, the high costs of medical care can easily exceed the payment limits on insurance coverage. The fear and worry over the illness of a loved one is too often followed by the emotional trauma of huge medical bills that can't be paid.

There is an ongoing argument among self-proclaimed experts concerning how many bankruptcy filings are due to medical expenses. The standard often quoted by government sources is approximately 50% while others argue it's only 30%. If you are one of those with thousands or tens of thousands - or more - due to hospitals, doctors, labs, treatment centers - does it really matter if you are one in three or one in two? Of course not.

If you have seen your job disappear in a downsizing of your employer, does it matter if the unemployment rate is 5% or 6%? No, it doesn't. It is a crisis that affects you. Bankruptcy is not the only alternative - and often not the best one. Whatever the reason for your credit problem, the only way to find a solution is to look at the problem directly. You may be able to arrange payments you can afford; you may be able to settle some of your debts for less than the amount owed.

Credit intervention by an accredited counseling agency may provide the help you need in a credit crisis or you may find that filing for personal bankruptcy is the only option that remains to you. The one thing that will not work is to ignore the debt. Acknowledging a credit problem is the first step in finding a solution.本回答被网友采纳

Answer 2

College Students’ Job Hunting
In recent years, college students find it increasingly difficult to get a job. It sounds strange since young college students are usually intelligent, well-educated phenomenon, aspirant and eager to bring their talent into full play. Then what underlies the strange phenomenon?
There are several reasons for this. To begin with, nowadays college students aim too high. All they want are “good” jobs which could offer good salary, comfortable working conditions, high social status among others. Consequently, most college students are unwilling to accept vacant jobs they consider not “good” enough. Another reason is that there is a big gap between the majors some students study in school and the demands of vacant jobs. So companies think some students are not fit for the jobs.
Solution to the problem requires efforts on both the society and the students. The companies should value the students, talent and knowledge while the latter should not merely aim at material gains. They should be down-to–earth in building up their career. Furthermore, they should face their weak points so as to improve themselves and be more competent.

Answer 3

What dose the Financial crisis bring to me ?
After the finacial crisis happened,which is the most popular word in this world?Which
word is the one that you can see in the newspaper or know from the television everyday?
Of course, it must be the financial crisis.It is so close to our life.Even ,it have
changed our way of life.For me,i need to make a plan for saveings;I realize the work is so
hard to keep for the adults;I realize the knowledge is is so important for everyone.
All i learned is a power with me in my whole life that i can depend on.

Answer 4

祝你好运！

第一篇：
The effect of the global financial
The international financial crisis is becoming more and more worse, the impact on the Chinese economy is also further expansion, it even extended into every aspect of society.For example, manufacturing, energy, food, IT… and so on..
From the news,many international companies went bankrupt,and more companies begin to lay off employees, also cancelled the original recruitment plan. Around us, many people can not find a job.
This is a global economic crisis, no one can disregard .Facing the crisis, We can only helpless?No way. Everything has two sides. The financial crisis also let investors concer about the long-term growth prospects field. For example, the field of new energy. It also provides China opportunities of increasing the input of new energy.
We will use their wisdom, potential, and find the way to overcome it. This is the only way to minimize crisis, also can be safely in this crisis.

第二篇：
近期，美国次贷危机无疑是最热门的话题之一：雷曼兄弟破产、美林转手，全球经济持续动荡，金融危机正在肆虐全球。失业与就业问题已经成为各国面临和关注的焦点。
作为我们弱势就业群体（应届大学生）的就业压力将是史无前例的难！对于就业压力日益严峻的中国人才市场来说，作为一个特殊群体，大学生的就业将遭遇多方面的挑战和挤压，在整体环境堪忧的情况下，应届毕业生在就业过程中将不得不面对残酷的现实。
金融危机对国内人才市场的影响眼下还是初步的，到明年年初，影响可能会更大。
Recently, the U.S. sub-loan crisis is one of the hottest topics: bankruptcy Lehman Brothers, Merrill Lynch & Co. changed hands, the continued turmoil in the global economy, global financial crises are rampant. Unemployment and employment problems faced by various countries and has become the focus of attention.
As part of our job vulnerable groups (college students) of the employment pressure would be difficult to unprecedented! Growing employment pressure for China's talent market, as a special group in the employment of university students will encounter many challenges and pressure, the overall environmental concern, the graduates in the course of employment will have to face Cruel reality.
The financial crisis on the domestic market, the impact of human resources at the moment still preliminary, early next year, the impact could be bigger.

第三篇：
Directions: For this part, you are allowed 30 minutes to write a short essay on the topic College Students’ Job Hunting. You should write at least 120 words following the outline given below.
1. 近几年出现了大学生就业难的现象
2. 产生这种现象的原因（如大学生追求的目标过高，专业不对口等）
3. 如何解决这一问题（改变就业观念，大学生再培训等）

College Students’ Job Hunting
In recent years, college students find it increasingly difficult to get a job. It sounds strange since young college students are usually intelligent, well-educated phenomenon, aspirant and eager to bring their talent into full play. Then what underlies the strange phenomenon?
There are several reasons for this. To begin with, nowadays college students aim too high. All they want are “good” jobs which could offer good salary, comfortable working conditions, high social status among others. Consequently, most college students are unwilling to accept vacant jobs they consider not “good” enough. Another reason is that there is a big gap between the majors some students study in school and the demands of vacant jobs. So companies think some students are not fit for the jobs.
Solution to the problem requires efforts on both the society and the students. The companies should value the students, talent and knowledge while the latter should not merely aim at material gains. They should be down-to–earth in building up their career. Furthermore, they should face their weak points so as to improve themselves and be more competent.

点评：本预测题为社会热点话题。近年来大学生就业难日益成为各级政府及社会各方面关注的焦点，媒体也广泛报道了大学生就业形势严峻，呼吁全社会共同努力；此外，该预测题也与大学生就业密切相关，也是四级作文选题重点之一。