第1个回答 2007-05-25
ABSTRACT
Between this article utilized the measurement regression analysiscountryside loan and the farmer income grows the relevance, explainedhow the countryside did loan causes the conduction mechanism which thefarmer income grew The countryside credit at present does not have the function whichfully displays its should have, in the article pointed out theexisting rural finance system imperfect is restricts it to have thefunction key, the rural finance market high monopoly, the governmentlacks effective supervising and managing to the money market, therural finance organization property right is not clear and so on allis the rural finance system denounced The rural finance supply and demand contradiction, creates the massiveeffective financial demand not to be able to obtain satisfies, thisdelayed the rural economy society's development advancement in thevery great degree. In recent years, the financial organ unceasinglyenlarged to the agricultural investment, to optimized the agriculturalproduct quality, enhances the agricultural economy the movementquality and the benefit, speeds up the agricultural structure toadjust the positive role, but in the present countryside credit supplyand the demand still had many problems, thus has affected thecountryside credit delivery dynamics. Affects the countryside credit delivery the factor mainly to have,countryside fund outflow phenomenon serious, the rural creditenvironment is bad, the peasant household loans the mortgage toguarantee difficultly, as well as the supporting agriculture loaninterest rate is opposite excessively higher. In view of the fact that the above existence question, in the articleproposed must establish multi-level and can continues for the ruraleconomy development and the farmer to additionally receive providesthe omni-directional service the rural finance system, thus improvesthe rural finance service environment, improves the rural financegrade of service, speeds up the new rural reconstruction the step .
keywords:Rural finance Countryside credit The farmer receives Countryside loan
第2个回答 2007-05-25
Between abstract
this article utilized the measurement regression analysis countryside loan and the farmer income grows the relevance, explained how the countryside did loan causes the conduction mechanism which the farmer income grew.
The countryside credit at present does not have the function which displays fully its should have, in the article pointed out the existing rural finance system imperfect is restricts its react the key, the rural finance market the monopolization, the government lacks effective supervising and managing to the money market, the rural finance organization property right not clear and so on all is highly rural finance system denouncing.
The rural finance supply and demand contradiction, creates the massive effective financial demand not to be able to obtain satisfies, this to a great extent delayed the rural economy society's development advancement.In recent years, the financial organ unceasingly enlarged to the agricultural investment, to optimized the agricultural product quality, enhances the agricultural economy the movement quality and the benefit, speeds up the agricultural structure to adjust the positive role, but in the present countryside credit supply and the demand still had many problems, thus has affected the countryside credit delivery dynamics. Affects the countryside credit delivery the factor mainly to have, the countryside fund outflow phenomenon is serious, the rural credit environment is bad, the peasant household loans the mortgage to guarantee difficultly, as well as the supporting agriculture loan interest rate is opposite excessively higher.
In view of the fact that above existence question, in the article proposed must establish multi-level and can continues for the rural economy development and the farmer to additionally receive provides the omni-directional service the rural finance system, thus improves the rural finance service environment, improves the rural finance grade of service, speeds up the new rural reconstruction the step.
Key words: The rural finance countryside credit farmer receives the countryside loan本回答被提问者采纳